How It Works

FortiFi offers homeowners $0 down, non-credit score based financing for the property improvement projects on your wish list

For Property Owners

FortiFi offers a quick approval process, flexible payment terms, and access to FortiFi approved contractors the property owner selects.


  • $0 down financing
  • Competitive, fixed rates with long repayment terms (up to 30 years1)
  • No payments for up to 17 months
  • Repay over time as part of your property taxes
  • Interest on payments may be tax deductible2

1 Term depends on the useful life of the product(s) installed and property location.

2 Consult your tax advisor to see if you qualify for potential tax benefits.

Apply Now

FortiFi financing is a no-hassle way to pay for upgrades that make your property more energy-efficient and resilient.

APPLY ONLINE OR BY PHONE. NO APPLICATION FEE OR MINIMUM CREDIT SCORE REQUIREMENTS.

UPON APPROVAL, COMPLETE AND E-SIGN YOUR FINANCING DOCUMENTS.

START YOUR PROJECT. THE CONTRACTOR IS PAID WHEN PROJECT IS COMPLETED.

Hundreds of Eligible Improvements

Save Energy

  • High-Efficiency Heating & Cooling
  • Windows, Doors & Skylights
  • High-Performance Roofing & Siding
  • High-Efficiency Water Heating
  • Attic, Wall & Underfloor Insulation
  • Air Sealing & Ventilation
  • High-Efficiency Indoor & Outdoor Lighting

Generate Power

  • Solar Panels & Inverters
  • Solar Water & Pool Heaters
  • Wind Power Generators
  • Microturbines
  • Internal Combustion Engines
  • Stationary Fuel Cells
  • Electric Vehicle Charging Stations

Conserve Water

  • Drought-Tolerant Landscaping & Artificial Turf
  • High-Efficiency Pool Equipment
  • High-Efficiency Toilets, Showers & Faucets
  • Drip Irrigation Systems
  • Greywater Systems
  • Blackwater Treatment Systems
  • Rainwater Harvesting Systems

Build Protection

  • High-Impact Windows & Doors
  • Roof-to-Wall Reinforcement
  • Storm Shutters & Garage Doors
  • Wind-Resistant Roofing
  • Fire-Resistant Roofing
  • Seismic Retrofits
  • Foundation Strengthening
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